@font-face{font-family:Inter;src:url(/assets/fonts/Inter-400.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:Inter;src:url(/assets/fonts/Inter-600.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:Inter;src:url(/assets/fonts/Inter-700.woff2) format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:Inter;src:url(/assets/fonts/Inter-800.woff2) format("woff2");font-weight:800;font-display:swap}
:root{--navy:#123a5a;--navy-2:#0c2a42;--red:#b3261e;--or:#e8730c;--or-d:#c45f05;--ink:#14202b;--mut:#55606b;--line:#dde3ea;--bg:#f4f6f9;--card:#fff;--r:10px;--sh:0 1px 2px rgba(16,32,48,.08),0 2px 6px rgba(16,32,48,.06)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.55 Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:#0f4c81}a:hover{color:var(--navy-2)}
:focus-visible{outline:3px solid var(--or);outline-offset:2px;border-radius:4px}
.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px;z-index:100}.skip:focus{left:8px}
h1{font-size:30px;line-height:1.15;letter-spacing:-.02em;margin:8px 0 10px;font-weight:800}
h2{font-size:21px;line-height:1.25;letter-spacing:-.01em;margin:28px 0 10px}h3{font-size:17px;margin:20px 0 8px}
.muted{color:var(--mut)}.fine{font-size:13px;color:var(--mut)}.opt{font-weight:400;color:var(--mut);font-size:13px}
/* header */
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.hrow{display:flex;align-items:center;gap:14px;min-height:62px}
.logo img{display:block;height:28px;width:auto}
.mega{display:flex;align-items:center;gap:2px;margin-left:8px}
.mtrig,.mlink{font:600 15px Inter,sans-serif;color:var(--ink);background:none;border:0;padding:10px 12px;border-radius:8px;cursor:pointer;text-decoration:none;display:flex;align-items:center;gap:4px}
.mtrig:hover,.mlink:hover,.mtrig[aria-expanded=true]{background:var(--bg)}
.mtrig .chev{transform:rotate(90deg);transition:transform .15s}.mtrig[aria-expanded=true] .chev{transform:rotate(-90deg)}
.megapanel{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(16,32,48,.12);padding:20px 0 24px}
.mcols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px}
.mh{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--mut);margin:0 0 8px}
.mlist{list-style:none;margin:0;padding:0}.mlist-2{display:grid;grid-template-columns:1fr 1fr;gap:0 10px}
.mrow{display:flex;align-items:center;gap:10px;padding:9px 10px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;min-height:42px}
.mrow small{margin-left:auto;color:var(--mut);font-weight:400}.mrow:hover{background:var(--bg)}.mrow .lu{color:var(--navy);flex:none}
.mrow-or{color:var(--or-d)}.mrow-or .lu{color:var(--or-d)}.mrow-all{color:#0f4c81}
.msel{display:block;font-size:13px;font-weight:600;margin-bottom:6px}.msel select,.hsel select{display:block;width:100%;margin-top:4px}
select,input,textarea{font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid #b9c3cf;border-radius:8px;background:#fff;color:var(--ink);width:100%;min-height:46px}
select:focus,input:focus,textarea:focus{border-color:var(--navy);outline:3px solid rgba(232,115,12,.35)}
.hsel{margin-left:auto;display:flex;align-items:center;gap:6px;color:var(--navy)}.hsel select{width:auto;min-height:40px;padding:7px 10px;margin:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 15px Inter,sans-serif;text-decoration:none;border-radius:10px;padding:11px 18px;min-height:44px;border:0;cursor:pointer;box-shadow:var(--sh);transition:background .12s,transform .06s}
.btn:active{transform:translateY(1px);box-shadow:none}
.btn-or{background:var(--or);color:#111!important}.btn-or:hover{background:#f08a2c}
.btn-navy{background:var(--navy);color:#fff!important}.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{background:#fff;color:var(--navy)!important;border:1.5px solid #b9c3cf;box-shadow:none}.btn-ghost:hover{background:var(--bg)}
.btn-lg{font-size:17px;padding:15px 22px;min-height:54px}
.mtoggle{display:none;margin-left:6px;width:46px;height:46px;border:0;background:var(--bg);border-radius:10px;cursor:pointer}
.burger,.burger::before,.burger::after{display:block;width:20px;height:2px;background:var(--ink);margin:auto;position:relative;border-radius:2px}.burger::before,.burger::after{content:"";position:absolute;left:0}.burger::before{top:-6px}.burger::after{top:6px}
.mnav{position:fixed;inset:0;background:#fff;z-index:60;overflow:auto;padding:12px 16px 100px;transform:translateX(100%);transition:transform .2s ease}.mnav.on{transform:none}
.mnav-top{display:flex;justify-content:space-between;align-items:center;min-height:50px}.mnav-top b{font-size:20px}
.mclose{display:flex;align-items:center;gap:4px;font:600 15px Inter;border:0;background:var(--bg);border-radius:10px;padding:10px 14px;min-height:44px}
.mcta{width:100%;margin:8px 0 14px}
.macc{border-bottom:1px solid var(--line)}.macc summary{list-style:none;display:flex;justify-content:space-between;align-items:center;font-weight:700;font-size:18px;padding:16px 4px;cursor:pointer;min-height:56px}
.macc summary::-webkit-details-marker{display:none}.macc[open] summary .chev{transform:rotate(90deg)}.macc .mlist-2{grid-template-columns:1fr}.macc .mrow{min-height:52px;font-size:16px}
.noscroll{overflow:hidden}
.topbar{background:var(--navy);color:#fff;font-size:13px;padding:6px 0}
.offline{background:#fff4d6;color:#5a4300;text-align:center;padding:8px;font-size:14px;font-weight:600}
/* hero */
.hero{padding:30px 0 10px}
.hero h1{font-size:44px;margin:0 0 6px;color:var(--navy)}
.hero-sub{font-size:17px;color:var(--mut);margin:0 0 16px;max-width:640px}
.picker{display:flex;align-items:center;gap:8px;background:#fff;border:1.5px solid #b9c3cf;border-radius:12px;padding:6px 6px 6px 14px;max-width:620px;box-shadow:var(--sh)}
.picker input{border:0;padding:10px 4px;min-height:44px}.picker input:focus{outline:none}.picker:focus-within{border-color:var(--navy);outline:3px solid rgba(232,115,12,.35)}.picker .lu{color:var(--mut);flex:none}
.pick-err{color:var(--red);font-size:14px;margin:6px 0 0;min-height:1em}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 4px}
.chip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 13px;font-size:14px;font-weight:600;color:var(--ink);text-decoration:none;min-height:36px}
a.chip:hover{border-color:var(--navy);background:#eef3f8}.chip-live{background:var(--red);color:#fff;border-color:var(--red)}.chip-muted{color:var(--mut);font-weight:400}
.dot{width:9px;height:9px;border-radius:50%;background:currentColor;display:inline-block;flex:none;animation:pulse 1.6s infinite}.dot-red{color:var(--red);margin-right:8px;vertical-align:2px}
.chip-muted .dot{color:#9aa5b1}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.35}}
/* sections + grid */
.sect{margin:30px 0}.sh{font-size:20px;font-weight:800;margin:0 0 12px}.sh-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px}.sh-row a{font-weight:600;font-size:15px}
.grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.tile{display:flex;flex-direction:column;gap:4px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;min-height:132px;text-decoration:none;color:var(--ink);box-shadow:var(--sh);transition:border-color .12s,transform .06s,box-shadow .12s}
.tile:hover{border-color:var(--navy);box-shadow:0 4px 14px rgba(16,32,48,.12)}.tile:active{transform:scale(.985)}
.tile b{font-size:17px;line-height:1.2;margin-top:6px}.tile small{color:var(--mut);font-size:13.5px;line-height:1.35}
.ti{width:46px;height:46px;border-radius:10px;background:#e8eef5;color:var(--navy);display:flex;align-items:center;justify-content:center}
.tile-or{background:var(--or);border-color:var(--or)}.tile-or small{color:#2a1a08}.tile-or .ti{background:rgba(255,255,255,.55);color:#111}.tile-or:hover{background:#f08a2c;border-color:#f08a2c}
.stiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.stile{display:flex;flex-direction:column;gap:2px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--navy);border-radius:10px;padding:12px 14px;color:var(--ink);text-decoration:none;box-shadow:var(--sh)}
.stile.cat-HU{border-left-color:var(--red)}.stile.cat-TS{border-left-color:var(--or)}.stile small{text-transform:uppercase;font-size:12px;font-weight:700;letter-spacing:.05em;color:var(--mut)}.stile b{font-size:20px}.stile:hover{border-color:var(--navy)}
.alist{list-style:none;margin:0;padding:0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.alist li{border-top:1px solid var(--line)}.alist li:first-child{border-top:0}.alist li.muted{padding:14px}
.arow{display:grid;grid-template-columns:1fr auto;gap:2px 12px;padding:12px 14px;color:var(--ink);text-decoration:none;border-left:4px solid #9aa5b1}
.arow:hover{background:#f7f9fb}.arow small{color:var(--mut);grid-column:1}.arow .when{grid-row:1/3;grid-column:2;align-self:center;font-size:13px;color:var(--mut)}
.sev-Extreme{border-left-color:var(--red)}.sev-Severe{border-left-color:var(--or)}.sev-Moderate{border-left-color:#d4a106}
.cnt{display:inline-block;background:var(--bg);border-radius:999px;font-size:12px;padding:1px 7px;margin-left:4px;color:var(--mut)}
/* rows */
.rows{list-style:none;margin:0 0 14px;padding:0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.rows li{border-top:1px solid var(--line)}.rows li:first-child{border-top:0}.rows li.muted{padding:14px}
.row{display:flex;align-items:center;gap:12px;padding:13px 14px;min-height:58px;color:var(--ink);text-decoration:none}
.row:hover{background:#f7f9fb}.row:active{background:#eef3f8}.rt{display:flex;flex-direction:column;flex:1;min-width:0}.rt b{font-weight:600;color:#0f4c81}.rt small{color:var(--mut);font-size:13.5px}
.row .lu{flex:none;color:#7b8794}
.rh{margin:18px 0 8px}
.start{display:grid;grid-template-columns:1fr auto;gap:2px 12px;align-items:center;background:var(--navy);color:#fff;border-radius:12px;padding:16px 18px;text-decoration:none;margin:0 0 12px;box-shadow:var(--sh)}
.start:hover{background:var(--navy-2);color:#fff}.start-lbl{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:#ffd2a8}.start-t{font-size:18px;font-weight:700}.start-n{font-size:14px;opacity:.85}
.start-go{grid-row:1/4;grid-column:2;width:40px;height:40px;border-radius:50%;background:var(--or);color:#111;display:flex;align-items:center;justify-content:center}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;margin:18px 0}
.panel .rows{border-radius:10px}.ph{display:flex;gap:12px;align-items:flex-start;margin-bottom:12px}
.pic{width:42px;height:42px;border-radius:10px;background:#e8eef5;color:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.plbl{margin:0;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--mut)}.ph h2{margin:2px 0 2px;font-size:20px}.pintro{margin:0;color:var(--mut);font-size:15px}
.tcta{font-size:15px;margin:12px 0 0}.tcta a,.maplink{display:inline-flex;align-items:center;gap:6px;font-weight:600}
.cta{margin:16px 0 0}.cta-note{font-size:13px;color:var(--mut);margin:6px 0 0}
.lu.sm{width:18px;height:18px}
/* page layout */
.cols{display:block;padding:8px 0 30px}.cols.has-side{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:32px}
article{min-width:0}.answer{font-size:17px;color:#2b3742}.byline{font-size:13px;color:var(--mut)}
.crumbs{font-size:13px;margin-top:16px;color:var(--mut)}
.side{position:sticky;top:80px;align-self:start}.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px}.toc b{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--mut)}.toc ol{margin:8px 0 0;padding-left:20px}.toc li{padding:3px 0;font-size:15px}
.dir{list-style:none;padding:0;margin:0 0 14px;background:#fff;border:1px solid var(--line);border-radius:12px}.dir li{padding:12px 14px;border-top:1px solid var(--line)}.dir li:first-child{border-top:0}
blockquote{margin:14px 0;padding:12px 16px;background:#fff;border-left:4px solid var(--navy);border-radius:0 10px 10px 0}
.s{color:var(--mut);font-size:13px}.note{font-size:14px;color:var(--mut)}
.topic-head{display:flex;gap:14px;align-items:center}.ti-lg{width:60px;height:60px;flex:none}
.strows{margin:8px 0 18px}.stpick{background:#fff;border:1px dashed #b9c3cf;border-radius:12px;padding:14px;margin:10px 0 18px}.stpick label{font-weight:600;display:block;margin-bottom:6px}
.linkbtn{background:none;border:0;color:#0f4c81;font:600 15px Inter;text-decoration:underline;cursor:pointer;padding:8px}
/* map */
.mapfig{margin:0 0 10px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px}.usmap{width:100%;height:auto;display:block}
.usmap .st{fill:var(--navy);transition:fill .12s}.usmap a:hover .st,.usmap a:focus .st{fill:var(--or)}.usmap a:focus{outline:none}.usmap .borders{stroke:#fff;stroke-width:1}.usmap circle{fill:var(--navy)}
.mapfig figcaption{font-size:12px;color:var(--mut);margin-top:6px}
.statelist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:6px}
.statelist a{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 12px;text-decoration:none;font-weight:600;font-size:15px}.statelist a:hover{border-color:var(--navy)}
/* faq */
.acc{background:#fff;border:1px solid var(--line);border-radius:12px;margin:8px 0}.acc summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px;padding:15px 16px;font-weight:700;cursor:pointer;min-height:54px}
.acc summary::-webkit-details-marker{display:none}.acc[open] summary .chev{transform:rotate(90deg)}.acc>div{padding:0 16px 14px;color:#2b3742}.chev{transition:transform .15s;flex:none}
/* forms */
.leadbox,.smsbox{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;margin:22px 0;box-shadow:var(--sh)}
.leadbox{border-top:5px solid var(--or)}.leadbox h2,.smsbox h2{margin:0 0 10px;display:flex;align-items:center;gap:8px}
.step{border:0;padding:0;margin:0}.step legend{font-weight:700;font-size:15px;color:var(--mut);margin-bottom:10px;padding:0}
.dmgs{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:14px}
.dmg{position:relative;display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center;border:1.5px solid #b9c3cf;border-radius:12px;padding:14px 8px;cursor:pointer;font-weight:600;min-height:92px;background:#fff;color:var(--navy)}
.dmg input{position:absolute;opacity:0;pointer-events:none}.dmg span{color:var(--ink);font-size:14.5px}
.dmg:hover{border-color:var(--navy)}.dmg:has(input:checked){border-color:var(--or);background:#fff4ea;box-shadow:0 0 0 2px var(--or) inset}.dmg:has(input:focus-visible){outline:3px solid var(--or);outline-offset:2px}
.fld{display:block;font-weight:600;font-size:15px;margin:0 0 12px}.fld input,.fld select,.fld textarea{margin-top:5px;font-weight:400}
.frow{display:flex;gap:10px;flex-wrap:wrap;align-items:flex-end}.frow .fld{flex:1;min-width:180px}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;line-height:1.45;color:#2b3742;margin:4px 0 14px}.chk input{width:22px;height:22px;min-height:0;flex:none;margin-top:1px}
.err,.status{font-weight:600;color:var(--navy);min-height:1em}.err{color:var(--red)}
.hp{position:absolute;left:-9999px}
.field{margin:0 0 12px}.field label{display:block;font-weight:600}form label{font-weight:600}
fieldset{border:0;padding:0}.req{color:var(--red)}.hint{display:block;font-weight:400;font-size:13px;color:var(--mut)}
.disc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin:16px 0;font-size:14.5px}
button:not([class]){font:700 15px Inter;background:var(--navy);color:#fff;border:0;border-radius:10px;padding:12px 18px;min-height:46px}
.checks{list-style:none;padding:0;background:#fff;border:1px solid var(--line);border-radius:12px}.checks li{display:flex;gap:12px;padding:11px 14px;border-top:1px solid var(--line)}.checks li:first-child{border-top:0}.box{flex:none;width:18px;height:18px;border:2px solid #333;border-radius:4px;margin-top:3px}
.inline-fig{float:right;margin:0 0 12px 16px;max-width:230px;font-size:12px;color:var(--mut)}.inline-fig img{border-radius:10px;max-width:100%;height:auto}
table{border-collapse:collapse;width:100%;background:#fff;border-radius:10px;overflow:hidden;font-size:14px}th,td{text-align:left;padding:8px 10px;border-top:1px solid var(--line);vertical-align:top}
.loading{color:var(--mut)}
/* footer, tab bar, dialog */
footer{background:#0c2a42;color:#c9d4df;margin-top:40px;padding:24px 0 30px;font-size:13px}footer a{color:#fff}footer small{display:block;line-height:1.6;font-size:13px}
footer .install{margin-top:14px}.ios-hint{color:#c9d4df}
.tabbar{display:none}
.exitdlg{border:0;border-radius:14px;padding:24px;max-width:460px;box-shadow:0 20px 50px rgba(0,0,0,.3)}.exitdlg::backdrop{background:rgba(12,42,66,.5)}.exitdlg h2{margin-top:0}
@media (max-width:980px){.mega,.hsel{display:none}.mtoggle{display:block}.hcta{margin-left:auto}.cols.has-side{display:block}.side{display:none}.grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:640px){
 body{padding-bottom:72px}.hcta{padding:9px 12px;font-size:14px;min-height:40px}.logo img{height:24px}
 .hero{padding-top:20px}.hero h1{font-size:34px}.hero-sub{font-size:16px}
 .grid{grid-template-columns:1fr 1fr;gap:10px}.tile{min-height:122px;padding:13px}.tile b{font-size:16px}
 .dmgs{grid-template-columns:1fr 1fr}.btn-lg{width:100%}.frow .btn{flex:1}
 .tabbar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;border-top:1px solid var(--line);padding:6px 8px calc(6px + env(safe-area-inset-bottom));gap:6px}
 .tabbar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:6px;border-radius:10px;font-size:12.5px;font-weight:700;color:var(--ink);text-decoration:none;min-height:54px;justify-content:center}
 .tabbar a:active{background:var(--bg)}.tabbar .tab-or{background:var(--or);color:#111}
 .inline-fig{float:none;margin:0 0 12px}h1{font-size:26px}
}
.hcta{white-space:nowrap}.noscroll .tabbar{display:none}.topic-head{margin:-4px 0 8px}
@media (max-width:640px){.hide-s{display:none}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
@media print{.hdr,.topbar,footer,.tabbar,.noprint,.side,.exitdlg,.offline{display:none!important}body{background:#fff}.rows,.checks{border:0}a{color:#000}}
.freehelp{background:#eef6f1;border:1px solid #b9dcc6;border-radius:14px;padding:16px 18px;margin:18px 0 6px}.freehelp h2{margin:2px 0 8px}.freehelp .rows{margin-bottom:10px}.fh-next{margin:6px 0 0;font-size:16px}
.embcfg{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start;margin:18px 0}.cfg{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}
.cfg textarea{font:13px ui-monospace,Menlo,monospace}.rad{display:inline-flex;align-items:center;gap:6px;margin-right:16px;font-weight:600}.rad input{width:20px;height:20px;min-height:0}
@media (max-width:860px){.embcfg{grid-template-columns:1fr}}
.steps{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 16px 12px 34px}.steps li{padding:6px 0}
/* ===== v12 ===== */
[hidden]{display:none!important}
footer a{color:#fff;text-decoration:underline;text-underline-offset:2px}
footer a:hover,footer a:focus-visible{color:#ffd2a8;text-decoration-thickness:2px}
footer a:focus-visible{outline:3px solid #ffd2a8;outline-offset:2px}
a:visited{color:#5b3a8a}footer a:visited{color:#e6dcf5}.btn:visited,.row:visited,.tile:visited,.mrow:visited,.start:visited,.chip:visited,.stile:visited{color:inherit}
.rt b{color:#0f4c81}.row:visited .rt b{color:#5b3a8a}
/* header CTA */
.hcta{font-size:16px;padding:12px 18px;min-height:48px;gap:8px;box-shadow:0 2px 0 #a24f06}
.hcta:hover{background:#f08a2c}
/* mega menu v12 */
.mtrig{font-size:16px;padding:12px 14px;border:1.5px solid var(--line);background:#fff;min-height:46px}
.mtrig:hover{border-color:var(--navy);background:#f7f9fb}.mtrig[aria-expanded=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.mtrig .chev{transform:rotate(90deg);transition:transform .15s}.mtrig[aria-expanded=true] .chev{transform:rotate(-90deg)}
.megapanel{padding:16px 0 22px;border-top:3px solid var(--navy)}
.mpanel-top{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#fff4ea;border:1px solid #f3c79c;border-radius:12px;padding:10px 12px 10px 16px;margin-bottom:16px;font-weight:600}
.mcols{grid-template-columns:1.5fr 1fr 1fr;gap:24px}
.mh2{margin-top:14px}
.mrow{align-items:flex-start;padding:10px 12px;min-height:54px;border:1px solid transparent}
.mrow .mt{display:flex;flex-direction:column;line-height:1.3}.mrow .mt b{font-weight:700;font-size:15px}.mrow .mt small{font-weight:400;color:var(--mut);font-size:13px;margin:2px 0 0}
.mrow:hover,.mrow:focus-visible{background:#eef3f8;border-color:#c9d6e4}.mrow .lu{margin-top:1px}
.mrow-s{min-height:44px;align-items:center}.mrow-all .mt b{color:#0f4c81}
/* promo banner */
.promo{background:#fff4ea;border-bottom:1px solid #f3c79c;font-size:14.5px}
.promo .wrap{display:flex;align-items:center;gap:14px;min-height:46px;padding-top:6px;padding-bottom:6px}
.promo-a{font-weight:800;color:#8a3e00;white-space:nowrap}.promo-a:hover{color:#5c2900}
.promo-x{margin-left:auto;background:none;border:0;font-size:24px;line-height:1;color:#5c2900;width:40px;height:40px;border-radius:8px;cursor:pointer}.promo-x:hover{background:#ffe4cc}
body[data-legal] [data-lead-ui],body[data-nolead] [data-lead-ui]{display:none!important}
body[data-legal],body[data-nolead]{padding-bottom:0}
/* closing CTA */
.closing{background:var(--navy);color:#fff;margin-top:40px;padding:36px 0}
.cl-in{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:28px;align-items:center}
.closing h2{font-size:28px;margin:0 0 10px;color:#fff;letter-spacing:-.02em}.closing p{margin:0;color:#dfe7ef;font-size:16.5px}.closing a{color:#ffd2a8}.closing a:hover{color:#fff}
.cl-act{display:flex;flex-direction:column;gap:12px;align-items:flex-start}.cl-alt{font-weight:600}
.closing+footer{margin-top:0}
/* forms */
.prog{display:flex;align-items:center;gap:10px;margin:0 0 10px}.prog-bar{flex:1;height:8px;background:#e6ebf1;border-radius:99px;overflow:hidden}.prog-bar i{display:block;height:100%;width:50%;background:var(--or);border-radius:99px;transition:width .2s}
.prog[data-step="2"] .prog-bar i{width:100%}.prog-t{font-size:13px;font-weight:600;color:var(--mut);white-space:nowrap}
.perks{display:flex;align-items:center;gap:6px;flex-wrap:wrap;font-size:14px;font-weight:600;color:#1d5d3a;margin:0 0 14px}
.reassure{font-size:13.5px;color:var(--mut);margin:10px 0 0}
.inline-cta{font-size:15.5px;margin:14px 0}.inline-cta a{font-weight:700}
.next{padding-left:22px}.next li{margin:0 0 10px}
/* dialogs */
dialog{border:0;border-radius:16px;padding:28px;max-width:520px;width:calc(100% - 32px);box-shadow:0 24px 60px rgba(0,0,0,.3);color:var(--ink)}
dialog::backdrop{background:rgba(12,42,66,.55)}
.dlg-x{position:absolute;top:10px;right:10px;width:40px;height:40px;border:0;border-radius:10px;background:var(--bg);font-size:24px;line-height:1;cursor:pointer;color:var(--ink)}.dlg-x:hover{background:#e6ebf1}
.exitdlg h2{margin:2px 0 8px;font-size:26px}.exitdlg p{color:#2b3742}
.chiprow{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:16px 0 18px}
.dchip{display:flex;align-items:center;gap:8px;padding:12px;border:1.5px solid #b9c3cf;border-radius:10px;text-decoration:none;color:var(--ink)!important;font-weight:600;font-size:14.5px;min-height:48px}
.dchip .lu{color:var(--navy)}.dchip:hover,.dchip:focus-visible{border-color:var(--or);background:#fff4ea}
.exitdlg .frow{align-items:center;justify-content:space-between}
@media (max-width:980px){.cl-in{grid-template-columns:1fr}}
@media (max-width:640px){.promo{font-size:13.5px}.promo .wrap{gap:8px}.closing h2{font-size:23px}.cl-act .btn{width:100%}.hcta{font-size:14px;padding:9px 12px;min-height:42px}.hcta .lu{width:18px;height:18px}}
.mainhelp{background:#fff;border:2px solid var(--or);border-radius:14px;padding:20px;margin:18px 0 14px;box-shadow:var(--sh)}.mainhelp h2{margin:2px 0 8px;font-size:24px}.mainhelp .btn{margin-top:4px}
.mainhelp+.leadbox{margin-top:0}
.volnote{font-size:14px;color:#2b3742;background:#f1f6f2;border:1px solid #cfe3d6;border-radius:10px;padding:10px 14px;margin:10px 0 18px}.volnote p{margin:0}
/* v13 */
.topbar a{color:inherit;font-weight:700;text-decoration:underline}
.urgent{background:#b3261e;color:#fff;font-size:15px;line-height:1.4;padding:10px 0}.urgent a{color:#fff;font-weight:700;text-decoration:underline}.urgent b{margin-right:4px}
.chip-warn{background:#fdecea;color:#7a1712;border:1px solid #f1b5ae}.chip-warn a{color:#7a1712;font-weight:700}
.fallback{background:#fdf3e7;border-left:4px solid #c25e00;padding:10px 12px;border-radius:6px}
.src.stale{background:#fdf3e7;padding:6px 10px;border-radius:6px}
.storm-now{background:#eef3f8;border-left:4px solid #123a5a;padding:10px 14px;border-radius:6px;margin:0 0 16px}
.safety{margin:28px 0;padding:18px 20px;border:2px solid #b3261e;border-radius:12px;background:#fff8f7}.safety h2{display:flex;gap:8px;align-items:center;margin:0 0 10px;color:#7a1712}
.sf-list{margin:0;padding-left:20px;display:grid;gap:6px}.sf-more{margin:12px 0 0;font-weight:600}
.sf-call{display:flex;flex-wrap:wrap;gap:10px;margin:8px 0 18px}.btn-red{background:#b3261e;color:#fff!important}
.sf-toc ul{display:flex;flex-wrap:wrap;gap:6px 14px;padding:0;list-style:none}.sf-item{border-top:1px solid #e3e7ec;padding:14px 0}.sf-item h2{font-size:20px;margin:0 0 6px}
.geo{margin:14px 0 6px}.geo-btn{display:inline-flex;gap:8px;align-items:center;min-height:44px}.geo-note{font-size:13.5px;color:#55606b;margin:6px 0;max-width:62ch}.geo-ip{font-size:14px}
.geo-res{background:#fff;border:1px solid #dde3ea;border-radius:12px;padding:14px;margin-top:10px}.geo-res h3{font-size:17px;margin:14px 0 6px}.geo-where{margin:0}
.geo-zip input{font-size:18px;padding:8px;width:7em;margin:0 6px}
.linkbtn{background:none;border:0;padding:0;color:#0f4c81;text-decoration:underline;font:inherit;cursor:pointer;min-height:24px}
.wx-now{display:flex;flex-wrap:wrap;gap:4px 14px;align-items:baseline}.wx-t{font-size:34px;line-height:1}
.wx-hr{display:flex;gap:8px;overflow-x:auto;list-style:none;padding:6px 0;margin:8px 0}.wx-hr li{flex:0 0 76px;background:#f4f6f9;border-radius:8px;padding:6px;text-align:center;display:flex;flex-direction:column;gap:2px;font-size:12px}.wx-hr b{font-size:16px}
.wx-days{padding-left:18px;margin:4px 0}.wx-radar img{width:100%;max-width:600px;height:auto;border-radius:8px;background:#eee}.wx-radar figcaption{font-size:12.5px;color:#55606b}
.ferr{display:block;color:#b3261e;font-size:14px;font-weight:600;margin-top:4px}[aria-invalid=true]{border-color:#b3261e!important}
.en-consent{font-size:13px;margin:6px 0 10px}.en-consent summary{cursor:pointer;min-height:24px}
@media print{.safety,.geo,.urgent{display:none!important}}
.wx-hr li small:nth-of-type(2){display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
/* v14 */
.perks .nw{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.dothis{margin:28px 0;padding:18px 20px;background:#f4f7fa;border-radius:12px}.dothis h2{margin:0 0 10px;font-size:21px}.dt-list{margin:0;padding-left:20px;display:grid;gap:9px;line-height:1.5}
.nextsteps{background:#eef3f8;border-top:1px solid #dde3ea;margin-top:40px;padding:28px 0}.nextsteps h2{margin:0 0 14px;font-size:22px}
.ns-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:10px}
.ns-grid a{display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;align-items:center;gap:2px 10px;background:#fff;border:1px solid #dde3ea;border-radius:10px;padding:12px 14px;min-height:56px;text-decoration:none;color:#14202b}
.ns-grid a:hover,.ns-grid a:focus-visible{border-color:#0f4c81;box-shadow:0 1px 4px rgba(15,76,129,.15)}.ns-grid b{color:#0f4c81}.ns-grid small{grid-column:1;color:#55606b}.ns-grid .lu{grid-row:1/3;grid-column:2}
.nextsteps+footer{margin-top:0}
.perks{gap:4px 14px}
/* v15 */
.verify{font-size:14px;color:#55606b;border-left:3px solid #c25e00;padding:4px 10px;margin:8px 0 16px;background:#fffaf3}
.hero-answer{font-size:16px;color:#33404d;max-width:62ch;margin:6px 0 10px}