Coastal flood warning for major saltwater flooding in the Upper Florida Keys to early Sunday, Nov. 1
Never walk, swim or drive through floodwater. Ready.gov says just six inches of moving water can knock you down, and one foot of moving water can sweep your vehicle away.
Active. Flood · Florida · Oct. 26, 2026 to Nov. 1, 2026. In danger, call 911.
What is happening
NWS Key West first issued a Coastal Flood Warning at 10:38 PM EDT Monday, Oct. 26, for the Upper, Middle and Lower Florida Keys and has extended it several times; at 3:46 AM EDT Saturday, Oct. 31, it extended the warning for the Upper and Middle Keys until early Sunday, Nov. 1. At 9:02 AM EDT Saturday it kept the warning for the Upper Keys until 5 AM EST Sunday and moved the Middle and Lower Keys to Coastal Flood Advisories. The warning calls for major saltwater flooding. NWS said numerous roads may be closed, low-lying property including homes, businesses and some critical infrastructure will be inundated, and some shoreline erosion will occur. NWS urged people to protect flood-prone property and not drive around barricades or through water of unknown depth.
Areas under warnings include the Upper Florida Keys in Monroe County through early Sunday, Nov. 1 (the Middle and Lower Keys are now under Coastal Flood Advisories).
Source: NWS Key West Coastal Flood Warning, issued Oct. 31, 2026, 9:02 AM EDT. Warnings change; the live panel below is the current word from NWS.
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Local help near you
Open shelters and FEMA Disaster Recovery Centers in Florida, straight from FEMA.
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Live NWS alerts for the affected areas
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FEMA disaster declarations
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Confirmed damage
Only official reports: NWS Local Storm Reports and damage surveys, plus statements from FEMA, USGS and state or county emergency management. No news or social media rumors.
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Preliminary reports; official totals may change.
Official state and local links
- Florida Division of Emergency ManagementState emergency management
- Monroe County Emergency ManagementFlorida Keys emergency information
- FL511Florida road conditions and closures, including US 1
- Vaca Key tide station (NOAA)Water levels near Marathon
- Key West tide station (NOAA)Water levels at Key West
- NWS Key WestForecasts and warnings · NWS
During: stay safe
- Get to safe shelter right away and evacuate if officials tell you to.
- Turn Around, Don't Drown: do not walk, swim or drive through floodwater, and never drive around barricades.
- Stay off bridges over fast-moving water.
- If you're trapped in a building, go to the highest level. Do not climb into a closed attic; only go on the roof if necessary, then signal for help.
- If your car is trapped in rapidly moving water, stay inside. Get on the roof if water rises inside the car.
Source: (Ready.gov: Floods)
After: recover
- Return home only when officials say it's safe.
- Stay out of floodwater: it can be contaminated, hide debris, or be electrically charged by downed lines.
- Don't touch electrical equipment if it's wet or you're standing in water.
- Wear gloves, boots and protective clothing to clean up, and dry your home within 24 to 48 hours to limit mold.
- Homeowners insurance usually doesn't cover flooding; if you have NFIP or private flood insurance, file your claim and photograph everything first.
More official guidance
- NWS flood safetyFlood and flash flood safety · NWS
- National Water Prediction ServiceRiver forecasts and flood levels · NOAA
- Ready.gov: FloodsBefore, during and after · Ready.gov
- Water damage and mold guideDrying out and cleanup
- Flood insurance waiting periodNFIP 30-day wait explained
- Nor'easter and coastal flood guideCoastal flood alerts and what to do
- King tides and sunny-day floodingHigh tide flooding explained
- Flooding: full safety guide
Get help
- Roads & closures511, road conditions, flooding
- Find shelterOpen shelters and hotel help
- Boil-water noticesIs your tap water safe?
- FEMA & money helpAid, loans and free legal help
- Tarps & roof helpTarps, roof help and volunteer crews
- Safety firstGas, power lines, CO, floodwater
- After the storm: housing, mental health, money
- Insurance photo checklist
Common questions
Where can I see current warnings for the florida keys coastal flooding?
The live panel on this page pulls active alerts straight from the National Weather Service for the affected zones in Florida. You can also check your local NWS office or weather.gov.
Is FEMA assistance available for the florida keys coastal flooding?
Only if a federal disaster is declared for your county. The FEMA panel on this page shows any declarations as they come in; you can also check DisasterAssistance.gov or call 1-800-621-3362.
How much water does it take to sweep away a car?
Ready.gov says one foot of moving water can sweep your vehicle away, and just six inches of moving water can knock you down.
Does homeowners insurance cover flood damage?
Usually not. Ready.gov notes homeowners policies do not cover flooding; flood coverage comes from the National Flood Insurance Program or a private flood policy, which typically takes 30 days to start.